As soon as you inform them that you are getting work done on chimneys which involves scaffolding, they REMOVE the accidental cover. You would never guess that from this, in the policy booklet:
Change in circumstances
• work is going to be done on your home which
is not routine repair, maintenance or decoration;
We may re-assess your cover and premiums when
we are told about changes in your circumstances.
If you do not tell us about changes, the wrong
terms may be quoted, a claim might be rejected or
payment could be reduced. In some circumstances
your policy might be invalid.
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